# Funding for online sellers, based on your payouts

Source: https://revenuenotcredit.com/industries/ecommerce

Inventory has to be paid for long before it sells, and ad spend works best when you can scale it. Funding based on your store's payouts and deposits helps online sellers grow faster.

## How funders look at e-commerce

Funders look at the payouts landing in your business bank account from Shopify, Amazon, Stripe, PayPal, and other platforms. Payouts coming in month after month are what matter, even when some months are slower.

## What owners use it for

- Inventory orders and restocks
- Scaling ad spend
- New product launches
- Warehouse and fulfillment costs
- Peak-season preparation

## Questions

**Do Amazon and Shopify sellers qualify?**
Yes. Payouts from marketplaces and payment processors into your business bank account count as deposits.

**My sales spike around holidays. Is that okay?**
Yes. Seasonal patterns are normal for online stores, and funders review several months of statements together.

**Can I apply if my store is new?**
Typical minimums are about 4+ months of sales and around $10,000 a month in deposits. Some funders go lower.