# Restaurant funding that looks at your sales, not your credit score

Source: https://revenuenotcredit.com/industries/restaurants

Restaurants run on daily sales, and that's exactly what funders look at. Whether you need a new walk-in, a patio before summer, or breathing room after a slow month, your card sales and bank deposits can open the door the bank closed.

## How funders look at restaurants

Funders review your last few months of bank statements and card deposits. Restaurants are a great fit for revenue-based funding because sales come in every day, so payments can be small daily amounts that move with your business. A slow January or a rainy month doesn't disqualify you; funders look at the overall picture.

## What owners use it for

- Kitchen equipment and repairs
- Renovations, patios, and expansions
- Payroll during slow seasons
- Inventory and food costs
- Opening a second location

## Questions

**Can I get funding if my sales dropped this season?**
Often, yes. Funders look at your deposits over several months, and seasonal dips are normal for restaurants. Tell us about the slow months on your application so funders see the full picture.

**Do you work with food trucks and bars?**
Yes. Food trucks, bars, cafes, bakeries, caterers, and full-service restaurants all apply the same way: a short application and your last 4 months of business bank statements.

**How are payments made?**
Usually as small automatic daily or weekly payments from your business account, or a percentage of card sales. You'll see the exact schedule and total payback before you sign anything.