Terms of Use
Last updated October 22, 2026
We're a broker, not a lender
Revenue Not Credit connects businesses with third-party funders. We don't make funding decisions, set pricing, or provide funds. Every offer, its cost, and its terms come from the funder, and you're never obligated to accept one.
Merchant cash advances aren't loans
Most of the funding we arrange is a merchant cash advance: a funder buys a portion of your business's future receivables at a discount. It's generally more expensive than bank financing. Read each funder's agreement and disclosures carefully before you sign.
No fees to you
We don't charge applicants any fee. When a deal funds, the funder pays us a commission.
Business use only
This site is for businesses seeking commercial funding. We don't arrange consumer, personal, or household loans.
The fit-check assistant
The chat is an automated AI assistant. It gives general information only, can make mistakes, and its answers aren't offers, approvals, or financial, legal, or tax advice.
Accuracy of your information
You agree that the information and documents you provide are accurate and that you're authorized to provide them on behalf of the business.
No guarantee
We don't guarantee that you'll receive any offer, any particular amount, or any particular cost or timing.