Turned down by the bank? You still have options.

The bank looked at your credit score. We look at your sales.

If money comes into your business account every month, funders may advance you money against your future sales. Sales can be up, down, or seasonal, and your credit score isn't what decides it. One application goes to multiple funders. You see every offer and its full cost, and we never charge you a fee.

Go straight to the application

No fee to you
No credit pull by us
Funders compete for your file

Rather talk? Call (786) 977-8795, any time. Se habla español.

Same business, two ways of looking at it

What the bank saw Declined

561

Personal credit score

What funders look at Reviewing

$42,250average monthly deposits

Sales dipped over the summer. Funders still look at what's coming in.

Illustration only. Every funder sets its own requirements.

You may be a fit if you have…

These are typical minimums. Some funders go lower, and some want more.

4+ months

in business, with a business bank account

$10k+

in deposits in a typical month

Any credit

funding is based on your deposits, not your score

4 statements

your last 4 months of business bank statements

Paid one off before? That counts.

Funders love a track record. If you've paid off a cash advance or business loan, or you're paying one down on time right now, you can often qualify for a bigger amount and better terms.

Paid one off

A paid-off advance or loan shows funders you follow through. Tell us about it on your application and we'll put it front and center.

Paying one down now

Once you've paid down a good part of an open advance on time, many funders will look at a renewal, often for more than the first one.

First time? Welcome.

Everyone starts somewhere. Your deposits do the talking, and every on-time payment builds toward a bigger next offer.

Why apply through us instead of one funder?

A single funder can only offer you its own deal. We put your file in front of several funders that fit your business, so they compete for it.

One application, many funders

Fill it out once. We match your file to the funders whose requirements you meet, instead of you applying again and again.

Offers side by side

We line up each offer's amount, total payback, and payment schedule in plain numbers so you can pick the best one, or none.

Free for you, always

You never pay us. Funders pay our commission when a deal closes, and we tell you that up front.

Start my application

How it works

Tell us about your business

Use our 2-minute fit check or fill out the application. No credit pull from us.

Upload 4 months of statements

Funders decide from your bank deposits, so your statements are the most important part of your file.

Compare offers, or walk away

We send your file to funders that fit and bring you every offer with its total payback. You choose.

Straight talk, before you apply

Revenue-based funding helps a lot of businesses, but you should know exactly what it is.

It's an advance, not a loan

A funder buys a share of your future sales up front. You pay it back through small daily or weekly payments from your business account until the agreed amount is repaid.

It costs more than a bank loan

The cost is usually shown as a factor rate. At 1.30, every $10,000 you receive takes $13,000 to repay. If a bank or SBA loan is open to you, take it first.

We work for you, and funders pay us

We never charge you anything. When a deal funds, the funder pays us a commission. Anyone asking you for an upfront fee is a red flag.

Offers cost nothing to see

Applying doesn't commit you to anything. Read every offer's total payback and payment schedule, ask questions, and only sign if it works for your business.

Who we help

Any business with money coming in every month, including:

Questions

Are you a lender?

No. We're a broker. We match your business with funders we work with, help you compare offers, and get paid by the funder only if you're funded.

Will applying hurt my credit?

We don't pull your credit, and your score isn't what decides your offer. Some funders still run a check as part of their paperwork, which your application authorizes. Ask whether it's a soft or hard inquiry before you sign anything.

What if my sales are down?

That's fine. You don't need a growing business. Funders look at the money coming into your account month to month, including seasonal and slower months.

How much can I get?

Funders size offers from your bank deposits, often around one month of revenue for a first advance. The final amount, cost, and payment schedule are set by the funder and shown to you before you sign.

How fast is it?

Once your application and statements are in, funders can often respond quickly. Timing depends on the funder and on how complete your file is.

Can I get more the second time?

Often, yes. When you've paid an advance or loan down on time, funders see a proven track record and may offer a larger amount or better terms. Mention your payoff history on the application so funders see it.

I already have an advance. Can I still apply?

Often, yes. Tell us how many you have open. More open advances means fewer funders will add another, and stacking several can strain your cash flow, so we'll be honest with you about it.

What do I need?

Basic business and owner details, plus your last 4 months of business bank statements (PDFs from your bank work best). That's usually it to get offers.

Your sales can open the doors the bank closed

Two minutes to find out. No fee, no credit pull from us.