Funding for trucking companies, based on the loads you're already hauling
A truck in the shop doesn't earn. When you need a repair, a down payment on another rig, or cash to cover fuel and insurance while brokers take 30 days to pay, funding based on your deposits can keep you moving.
How funders look at trucking
Funders look at the money coming into your business account from brokers, shippers, and factoring companies. Owner-operators and fleets both qualify; what matters is money coming in month after month, not a perfect credit history.
What owners use it for
- Engine and truck repairs
- Down payments on trucks and trailers
- Fuel and insurance premiums
- Covering slow-paying brokers
- Hiring and onboarding drivers
What you'll need
A short online application (about 5 minutes) and your last 4 months of business bank statements. Typical minimums are about 4+ months in business and around $10,000 a month in deposits. Your credit score isn't what decides it, and there's never a fee to you.
Paid off an advance or loan before? Mention it on your application. A good track record can help you get offered more. How renewals work.
Questions from trucking owners
I factor my invoices. Can I still apply?
Do owner-operators qualify?
How fast can I get back on the road?
See if your sales can get you funded
Two minutes, no fee, no credit pull from us. Prefer to talk? Call (786) 977-8795.