Retail funding that grows with your sales

Retail is all about timing: stocking up before the holidays, grabbing a great deal on inventory, or refreshing the store. Funding based on your sales lets you move when the opportunity is there.

Start the application

How funders look at retail stores

Funders review your card processing and bank deposits. Retail stores with regular in-store or online sales are a natural fit, and payments can be set up to move with your sales.

What owners use it for

  • Seasonal inventory
  • Store renovations and fixtures
  • Point-of-sale and equipment upgrades
  • Marketing for a big season
  • Opening a new location

What you'll need

A short online application (about 5 minutes) and your last 4 months of business bank statements. Typical minimums are about 4+ months in business and around $10,000 a month in deposits. Your credit score isn't what decides it, and there's never a fee to you.

Paid off an advance or loan before? Mention it on your application. A good track record can help you get offered more. How renewals work.

Questions from retail stores owners

Can I use it to stock up before the holidays?
Yes, that's one of the most common uses. Apply a few weeks ahead so funders have time to review and you have the money when you need to order.
My sales slow down after the holidays. Can I still apply?
Yes. Seasonal swings are normal in retail, and funders look at several months of deposits, not just your best or worst month.
Do you need my credit score?
No. Funders here focus on your business's deposits, not your credit score. We don't pull your credit.

See if your sales can get you funded

Two minutes, no fee, no credit pull from us. Prefer to talk? Call (786) 977-8795.

Funding fit check AI assistant · about 2 minutes

Powered by AI, so it can make mistakes. Please don't share Social Security or bank account numbers here. Prefer a form? Apply directly.