How to choose a business funding broker
A good broker saves you time and gets funders competing for your file. A bad one costs you money. Here's how to tell the difference.
Questions to ask
Do you charge me anything? A broker should be paid by the funder, not you. How many funders will see my file? More fitting funders means better offers. Will I see the total payback and payment schedule before I sign? The answer must be yes. Are you a lender? A broker should say clearly that it isn't.
Red flags
Upfront or "processing" fees. Guaranteed approval before anyone has seen your statements. Pressure to sign the same day. Calling a merchant cash advance a "loan" with an interest rate that doesn't match the total payback. Asking for your Social Security number or bank login in a chat or text.
How we work
Revenue Not Credit charges merchants nothing; funders pay us when a deal closes. One application goes to several funders that fit your business. We line up every offer's amount, total payback, and payment schedule in plain numbers. Applications are e-signed with a full audit trail, and bank statements stay in secure storage. Start an application.
General information only, not financial or legal advice. Every funder sets its own terms; your offer shows the exact numbers before you sign.